Author Archives: Katie Roberts

HMDA Data: Loans to Low-Income Borrowers Rose in 2017

A change in Regulation C saw fewer financial institutions reporting Home Mortgage Financial Disclosure Act (HMDA) data in 2017 according to the Federal Financial Institutions Examination Council (FFIEC). The council recently released the data on mortgage lending transactions covered by … Continue reading

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The Housing Market Gets Hotter in the West

A study of 16,000 U.S. zip codes by Realtor.com found that, overwhelmingly, the ZIP codes seeing the fastest movement of homes are in the West. Nationally, the report stated, houses are generally on the market for an average of 78 … Continue reading

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Millennials Face Tough Choices This Home Buying Season

As entry-level homes become scarcer, more expensive, and of a worse quality, millennials, one of the largest group of homebuyers looking at these homes, face the most obstacles and most often have to put their plans to purchase a home … Continue reading

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Spring Hits the Housing Market as Weekly Mortgage Applications Rise 4.9%

Despite flat interest rates, mortgage refinance and purchase applications strengthened last week. Mortgage applications to purchase a home were 10 percent higher than a year ago, signaling that the spring market may be hitting its stride. Buyers have been sidelined … Continue reading

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What to Expect in the Homebuying Season

Homebuyers will need to be on their toes this home buying season if they are to snag their dream abode if the typical time taken to sell a home in 2017 is any indication. According to a report by Zillow, … Continue reading

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